McPhail Mortgage offers a full range of conventional mortgage products in North and South Carolina. As a broker, McPhail Mortgage represents the most significant residential lenders in the country. As a result of these relationships, McPhail Mortgage is able to offer the full spectrum of programs at the most competitive price in the market.

The products include:

> Permanent loans

> Construction loans

> Construction/permanent loans

> Equity lines

> Bridge loans

Carl McPhail's experience in the mortgage industry as well as commercial banking, residential real estate development, and real estate brokerage give him the unique ability to consult with borrowers involved in all phases of the real estate transaction. Our no-cost approach to refinancing is well known throughout the Charlotte market.